Die With Zero: Getting All You Can from Your Money and Your Life

📚 Why We Recommend It


What if the biggest financial mistake isn’t overspending—but saving too much, only to let life pass you by? Bill Perkins’ Die With Zero flips the script on “responsible” living, arguing that true wealth lies in squeezing every drop of joy from your years, not hoarding cash for a future that may never feel “perfect.”

Through raw stories—like a couple confronting terminal illness who chose moments over money—and sharp, engineer-like logic, Perkins shows how to align your wallet with your well-being. He introduces tools like “time-bucketing” (matching experiences to life stages when they’ll matter most) and “fulfillment curves” (knowing when to splurge on that trip or family gathering). This isn’t about reckless spending; it’s about intentional living—so you don’t reach old age with a full bank account and a heart full of “what-ifs.”

Whether you’re a 20-something stuck in a soul-sucking job, a midlifer drowning in “someday” plans, or a retiree realizing savings alone don’t equal happiness, this book is a wake-up call: Your life is a finite resource. Spend it wisely—on the moments that will echo long after the money’s gone.